The product portfolio of Garanti Payment Systems includes:


Paracard
Numerous functions combined on a single card

Paracard for customers who prefer to use debit or prepaid card instead of cash for shopping.

With Paracard, all ATM transactions and shopping features are combined on a single debit card. You earn bonus on all your purchases you make using your Paracard in Turkey and abroad. What's more you earn more bonus on purchases made at Bonus merchant partners and enjoy free shopping opportunities.

Bonus Card
The concept of merging credit card benefits with a shopping card, offering cash-back rewards "bonuses" instead of points, with free purchasing from the merchant partners of the program, offers attractive options to various consumer segments in Turkey. Turkey's first chip-based EMV-compatible, multi-brand card program, Bonus Card 2000, became the credit card of choice for serious shoppers.

Money
Money Visa that earns up to 4 times on your supermarket shopping is the biggest invention after cash. Your Money Visa is also a Bonus credit card. You can take advantage of all Bonus campaigns, layaway shopping and extra bonus opportunities at all Bonus merchant partners.

Flexi
The Card which you can determine the installments, interest rate, bonus and even the shape: Flexi Card

Tired of others making decisions for you, cards having campaigns that you don't want? Want to create your own shopping world and use a card that you can shape yourself? Then Flexi is just the thing for you!

Miles&Smiles credit card
Turkish Airlines' one and only official credit card, Miles&Smiles credit card, only from Garanti. With Miles&Smiles credit card you will earn more miles, fly faster with your miles, benefit from special discounts in select brands especially restaurants and hotels in Turkey, and enjoy the comfort of travel and concierge benefits.

American Express
The American Express® Card, taking its place among the most prestigious brand names with their global fame and reliability, was issued in Turkey by Garanti Bank starting in January 2007 for those with high cultural, entertainment and travel profiles.

American Express® cards are offered by Garanti Bank with special opportunities and services with a choice of three different cards: The American Express® Card, The American Express® Gold, and for the first time in Turkey, The Platinum Card.

Corporate Card
Corporate Card is waiting for you with services exclusive to your company.

A Card system you can use for both your general activity expenses and any type of purchasing that increases the productivity while decreasing the expenses. Company Cards provides many advantages to your company with its practical structure and superior features. Use Garanti Company Card at your company in order to make your company's cash flow modern and fast.


Our Vision

As Garanti Payment Systems,
we proceed with the same vision
from the first day: Replacing
cash with consumer-friendly
and business-friendly products.

Strategy

Thoroughly analyzing market
needs with our marketing-oriented team
and developed technological
infrastructure, developing products in
accordance with the needs of our
customers and supporting these
products with special services and
campaigns.

Target

Our target is
cashless society in 2023.

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